You are currently viewing What is CFA? Complete Guide for Beginners in India (2025 Edition)

What is CFA? Complete Guide for Beginners in India (2025 Edition)

If you’re passionate about finance, investment, and global markets, you’ve probably heard about the CFA Program — one of the most respected qualifications in the world of finance.

But what exactly is the CFA, how do you become one, and what does it mean for your career in India?
Here’s your complete guide for beginners — explained in simple terms by FinOptions, India’s trusted CFA training institute.


📘 What is the CFA Program?

The Chartered Financial Analyst (CFA) program is a globally recognized professional qualification offered by the CFA Institute (USA).

It’s designed for students and professionals who want to build a career in:

  • Investment Banking
  • Equity Research
  • Portfolio Management
  • Financial Analysis
  • Wealth Management
  • Corporate Finance

Holding a CFA Charter demonstrates advanced investment knowledge, analytical ability, and high ethical standards.


🎯 Why Pursue CFA?

In India, finance professionals with a CFA qualification are highly valued by:

  • Investment Banks (like Goldman Sachs, JP Morgan, Morgan Stanley)
  • Consulting Firms (like Deloitte, EY, KPMG, PwC)
  • Mutual Funds and Asset Management Companies
  • Equity Research and Financial Advisory Firms

Top reasons to pursue CFA:

  • 📈 Globally recognized certification
  • 💼 Opens doors to high-paying finance jobs
  • 🎓 Ideal for commerce, economics, and MBA students
  • 💪 Builds real-world financial analysis and valuation skills
  • 🌍 Gives an international edge to your resume

🪜 CFA Program Structure (2025 Update)

The CFA program has 3 Levels:

  1. CFA Level I: Focuses on basic investment tools, ethics, and quantitative concepts.
  2. CFA Level II: Deep dive into asset valuation and financial analysis.
  3. CFA Level III: Focuses on portfolio management and wealth planning.

Duration:

Usually, students take 2.5 to 3 years to complete all levels.

Mode:

Completely online examinations (conducted globally, 4 times a year).


💰 CFA Course Fees in India (Approx.)

ComponentCost (USD)Cost (INR approx.)
One-time Enrollment Fee$350₹29,000
Exam Fees (per level)$940–$1,250₹78,000 – ₹1,05,000
Total (All 3 Levels)$3,000–$3,500₹2.6 – ₹3 lakh

(Note: Fee varies depending on early or late registration.)

FinOptions provides CFA training programs starting from ₹____ (you can fill your pricing here) with EMI & installment options.


📚 CFA Eligibility Criteria (2025)

To register for CFA Level I, you must meet one of the following:

  1. Hold a Bachelor’s degree (or final year student).
  2. Have 4 years of professional work experience, or
  3. Have a combination of education and experience totaling 4 years.

No specific stream restriction — commerce, engineering, or science students can all apply!


⏰ CFA Exam Pattern (Level I Overview)

SectionWeightageFocus
Ethical and Professional Standards15–20%Ethics in finance
Quantitative Methods8–12%Statistics, probability
Economics8–12%Micro & macroeconomics
Financial Reporting & Analysis13–17%Accounting & financial statements
Corporate Issuers8–12%Corporate finance
Equity Investments10–12%Valuation & analysis
Fixed Income10–12%Bonds & yields
Derivatives5–8%Options, futures
Alternative Investments5–8%Real estate, private equity
Portfolio Management5–8%Risk & return concepts

🏆 Career Opportunities After CFA

After completing CFA, you can work as:

  • Equity Research Analyst
  • Portfolio Manager
  • Investment Banker
  • Risk Analyst
  • Financial Consultant
  • Wealth Manager

Top Companies Hiring CFA Candidates in India:

  • JP Morgan Chase
  • Goldman Sachs
  • Morgan Stanley
  • ICICI Securities
  • Motilal Oswal
  • EY, KPMG, Deloitte, PwC
  • HDFC AMC, Axis Mutual Fund

Average salary ranges from ₹6 LPA (freshers) to ₹25+ LPA (experienced professionals).


🧩 CFA vs MBA in Finance

CriteriaCFAMBA (Finance)
Duration2.5–3 years2 years
Cost₹3 lakh₹10–25 lakh
FocusDeep financial analysisBroader management concepts
Global RecognitionVery highDepends on college
Suitable ForFinance-focused careersManagement or general roles

👉 If your goal is core finance, CFA is the better return on investment.


📊 How FinOptions Helps You Crack CFA

At FinOptions, we make your CFA journey easier and more effective through:

  • 🎥 Recorded + Live Lectures for each topic
  • 🧠 Concept-based learning (not rote memorization)
  • 📝 Mock tests, doubt sessions, and revision classes
  • 👨‍🏫 Expert faculty with real-world finance experience
  • 💬 1-on-1 mentorship & placement guidance

🎯 Start your CFA journey with FinOptions today — Learn, Practice, and Clear CFA with Confidence!


🧾 Frequently Asked Questions (FAQ)

Q1. Is CFA better than MBA for finance jobs?
👉 Yes, especially for investment and analysis roles. CFA gives more depth in finance compared to a generic MBA.

Q2. Can I pursue CFA while in college?
👉 Yes, final-year students can appear for Level I.

Q3. How tough is the CFA exam?
👉 It’s challenging but manageable with consistent preparation and the right guidance (FinOptions can help you plan it smartly).

Q4. What is the average salary of a CFA in India?
👉 ₹6–25 LPA depending on your role, company, and experience.


✨ Final Thoughts

The CFA program is your gateway to a high-value career in finance — globally and in India.
With the right guidance from FinOptions, you can simplify your preparation, master key concepts, and join the growing community of successful finance professionals.


🚀 Ready to Begin Your CFA Journey?

Start your CFA Level I online course today with FinOptions.
Learn from industry experts, get placement guidance, and take your first step toward becoming a global finance professional.

👉 Visit finoptions.co | 📞 Call/WhatsApp: +91-7880009051