Job description

Experience: 3+ Years
Location: Andheri West (Mumbai)

Key Responsibilities:

1. Credit Risk Management:
• Develop and implement credit risk management strategies, policies, and procedures.
• Oversee the credit underwriting process, ensuring that all loans are properly assessed and approved.
• Monitor and manage the loan portfolio, identifying and mitigating potential credit risks.

2. Product Development:
• Design, test, and launch new loan products that meet business objectives and customer needs.
• Develop and implement risk management strategies for new and existing loan products.

3. Risk Assessment and Mitigation:
• Identify, assess, and mitigate potential credit risks associated with loan products.
• Develop and maintain risk models that align with business goals and lending partners’ requirements.

4. Regulatory Compliance:
 • Ensure that credit risk management practices and loan products comply with relevant regulatory requirements.
• Liaise with regulatory bodies, as required.

5. Partnership and Stakeholder Collaboration:
• Work closely with fintech’s, payment aggregators, and e-commerce platforms to create seamless credit products.
• Negotiate and define risk sharing arrangements with platform partners.